Kenneth (kensmind) wrote in polloftheday,
Kenneth
kensmind
polloftheday

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Good times and bad

Behind the cut is a poll about economic hard times and how they have affected you. Because some of the questions are pretty personal, I decided not to show how individuals voted. I hope this doesn't upset anyone. I'm just curious to see how the hard times people go through shapes their choices and attitudes.



Poll #1339182 Wealth and Poverty

What was the level of affluence in the home in which you were (or are being) raised?

Very wealthy/stinkin' rich
1(1.0%)
Well to do, but not stinkin' rich
7(7.3%)
Above average wealth
17(17.7%)
Average wealth
31(32.3%)
Below average wealth
16(16.7%)
The working poor
16(16.7%)
At the poverty line or below
7(7.3%)
Other (what?)
1(1.0%)

Have you ever been so broke that you weren't sure where your next meal was coming from?

Yes
25(26.0%)
Not to that degree, but I've been pretty broke at times
33(34.4%)
No, nothing like that or even close to it
37(38.5%)
Other (what?)
1(1.0%)

How have the hard economic times that you've experienced affected you? (Select as many as apply).

They have made me very frugal, even at times when I'm in good financial shape
1(1.1%)
They have turned me into a saver
0(0.0%)
They have taught me to enjoy the times I have money by treating myself
1(1.1%)
They have taught me to budget
2(2.2%)
They have made me afraid to go in debt
0(0.0%)
They have made me wiser/I have learned from them
0(0.0%)
They have made me afraid for my future
5(5.4%)
They have made me more willing to help others who are going through hard times
1(1.1%)
They have made me less willing to help others out financially
2(2.2%)
They have affected me in some other way (how?)
3(3.2%)
I've never experienced hard economic times.
9(9.7%)

Which of the following philosophies do you more closely identify with?

Live for today, you could be dead tomorrow
10(10.5%)
Plan for the future
28(29.5%)
I don't identify with either of those philosophies
15(15.8%)
I identify with both equally
42(44.2%)
Something else (what?)
0(0.0%)

Shakespeare's character Polonius (from Hamlet) said "neither a borrower or a lender be." Which are you?

Neither.
41(44.1%)
Both
27(29.0%)
A borrower, not a lender
12(12.9%)
A lender, not a borrower
10(10.8%)
It's complicated (please explain in a comment)
3(3.2%)

Do you have credit cards (including store credit cards) and if so, how do you manage them?

I don't have any credit cards and never had
37(39.8%)
I have them, but I always keep them current
24(25.8%)
I have them, with a modest balance owing that is manageable for me
7(7.5%)
I have them and the amount owing on them makes me uncomfortable but I'm managing
11(11.8%)
I have them and they're out of control and/or are over the limit
2(2.2%)
I had credit cards but ended up cancelling them or cutting them up
6(6.5%)
I had credit cards but ended up having them cancelled or taken away
6(6.5%)
Other (what?)
0(0.0%)

Which of these statements describes you (select as many as apply)?

I regularly monitor my bank statement to make sure that I have enough money to pay my bills and that there are no surprises
2(2.1%)
I hardly ever (or never) check my bank statements
0(0.0%)
I set a budget for myself
0(0.0%)
I don't work on a budget. I just wing it.
0(0.0%)
My bank accounts are often overdrawn
0(0.0%)
I have what I consider to be a reasonable amount of savings
0(0.0%)
I sometimes write bad checks
0(0.0%)
Money stresses me out sometimes
1(1.1%)
I never worry about money
1(1.1%)
I owe money to one or more family members
0(0.0%)
One or more of my family members owe me money
0(0.0%)
I aspire to be wealthy (or wealthier)
0(0.0%)
I resent (or hate) rich people
0(0.0%)
This poll was interesting
0(0.0%)
This poll was depressing or made me sad
0(0.0%)
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