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Upper Education 
21st-Apr-2010 08:26 pm
writing
(Apologies, but I'm in the U.S. and the education systems in other countries confuse the dickens out of me, so I'm going with my own experience.)

If you have completed an undergraduate degree (leave off grad programs for now)...


Poll #1554392 Upper education

How did you pay for it? (check all that apply)

My savings and/or with an outside job
0(0.0%)
Parents/relatives/significant other
7(11.3%)
Academic/merit scholarship
2(3.2%)
Outside/performance based/sports scholarship
0(0.0%)
Grants or other need-based aid
0(0.0%)
Military/ROTC
1(1.6%)
Student loans
3(4.8%)
Work-study job
0(0.0%)
Other
0(0.0%)

If you took out student loans, how long did it take to repay them? (estimate if still paying)

1 year or less
4(11.4%)
1-3 years
4(11.4%)
3-5 years
1(2.9%)
5-8 years
2(5.7%)
8-10 years
5(14.3%)
10+ years
17(48.6%)

Are/will you soon/have you been in a graduate program?

Yes
25(41.7%)
No
35(58.3%)

If no, what is your primary reason?

Too expensive
11(31.4%)
Not interested
15(42.9%)
Other
9(25.7%)
. 
Comments 
22nd-Apr-2010 01:35 am (UTC)
I had a cache of money stowed away for college from theater performances I was in during my youth, as well as work-study and my parents helping out. But for graduate school, I was on my own. I worked full time and took out loans. Sometimes I regret not having a major that would have paid the bills straight out of undergrad (I majored in Art and Classical Civilization...nobody cares about Roman Architecture the way I do!) but I'm happy with my choice to go on and be a librarian.
22nd-Apr-2010 01:45 am (UTC)
Wow, that's not a bad setup for undergrad. And librarian = my dream job, so good choice!
22nd-Apr-2010 01:54 am (UTC)
It's funny - I'm going for grad school on a free ride (I've been told that if you have to pay for grad school, you're doing it wrong), but my undergrad was mostly paid for by loans and my parents. Oh, and savings bonds. I'm not paying them back yet, but I dread the day I have to start.
22nd-Apr-2010 02:11 am (UTC)
Occasionally I wonder about going back for another degree. Then I remember how LAZY I am, and how much I did not really enjoy the bulk of my undergrad... :)
22nd-Apr-2010 02:29 am (UTC)
I never actually completed an undergraduate degree (unless an Associate's Degree counts, though I had been originally aiming toward a Bachelor's). And I'm still in repayment of my student loans after having taken out the first ones nearly twenty years ago. ^^;; But at the rate I've been paying them down recently, I'm hoping to have them completely paid in full within the next couple of years, if not sooner.

As to the "other" source of funding, one of my former employers had a "tuition reimbursement program" that I used towards one job-related class.

Edited at 2010-04-22 02:30 am (UTC)
22nd-Apr-2010 02:30 am (UTC)
i was super lucky -- my parents footed the bill for university.
22nd-Apr-2010 05:43 am (UTC)
My parents are wealthy, and always put an emphasis on education so they always told me that my undergraduate career would be free, but if I were to go to grad school and beyond, I would have to front the bill.
I also go to a cheap state school (Cal Poly woo!)
22nd-Apr-2010 09:34 am (UTC)
I didn't finish my degree, but the two years I worked at it were funded by the government. Not loans, just student benefits that everyone is entitled to.
22nd-Apr-2010 01:15 pm (UTC)
I had a significant amount taken out for my undergrad degree in loans. I was lucky enough to have a family trust dissolve two years ago and my loans were paid off from that. I want to go to grad school, but feel I have other finicial responsibilities to take care of before I go back..
22nd-Apr-2010 02:41 pm (UTC)
Must say I'm really glad to live in a country where all education is free - unless you want to go to one of the few private schools, and most of them have a pretty bad reputation.
22nd-Apr-2010 08:19 pm (UTC)
Where do you live? That sounds awesome
22nd-Apr-2010 08:15 pm (UTC)
I just finished grad school and my student loan repayment is over the next 25 years. Seriously.
23rd-Apr-2010 12:46 am (UTC)
I'm very proud of the fact I put myself through college. The only reason I could afford to do it is because I got lucky with financial aid and earned some great scholarships, but still!
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